At Teddy's last visit to the vet before Christmas, our vet noted that he had a heart murmur and said there were tests that could be done to see if medication would help. Well, since that visit Teddy's been coughing a lot when he plays with Liam, when he tries to roll over on his back and lately even just getting up after laying down for awhile. I made a visit for Teddy this past week and had those tests done. Sure enough, Teddy has an enlarged heart that the vet thinks is due to a leaky heart valve.
So Teddy has started on heart medication and we have an appointment to see a veterinary cardiologist for an echocardiogram to what is really going on. I'm only going forward with the specialist consult as I have insurance on Teddy and the deductible was covered with the bloodwork and x-rays with our regular vet. I'll have to pay for appointment fee with the specialist but 90% of the echocardiogram will be covered.
I don't want to do the math to see whether or not I'm ahead of the insurance game. I never had insurance with my first few dogs. But then when Ceilidh got cancer and shortly afterwards Tucker had pancreatitis and also possibly Cushings, there were times when the vet bills would take one whole pay cheque, and let me tell you I made decent money when I was working. So I put insurance on Beckett and Keltic but Beckett's passing was so sudden I never even put in a claim for him and with Keltic, even though we had a diagnosis, he too went so quickly so that even though I'd put in a claim the deductible hadn't been paid.
The deductible for the interdigital cysts that Teddy has, still hasn't been fully paid but the claim is open and once I've fully paid that deductible, that condition will be covered as well. I'm hoping that it's never necessary but if the toe had to be amputated, I wouldn't have to worry if I could afford the surgery. I guess that's the good thing about insurance is that you can make those decisions without worrying about where the money is coming from.
For Teddy, the insurance is now covering 90% of the cardiac medication. If that's all we do going forward, it's nice that those meds will only cost me about $40 a month rather than over $200 a month. He's only been on the medication for a couple days and I notice he's a bit more active.
Teddy has heart and let's hope with medication it keeps right on beating.

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